Purchasing a home is often the most important investment decision someone makes in a lifetime. With the three economic concepts of leverage, tax deductability and inflation protection supporting home ownership, it is no wonder that the majority of wealth held by American's today directly results from their investment in real estate.

Despite these all important economic concepts, the financial incentives are not the most compelling reasons to purchase a home. A home means security for your family. No longer will you be subject to the whims of a landlord. A home enables you to be part of a community in which you and your family will develop relationships that will often last a lifetime. Communities comprised of homeowners also tend to be better maintained and safer than rental communities. Furthermore, the children of homeowners tend to excel in their development when compared to the children of renters, according to studies*.

*According to the Research Institute for Housing America and the Mortgage Bankers Association.